Nossocrédito - English version


The Program Nossocrédito is a special microcredit program aimed at the economic development of Espírito Santo, which raises incomes, reduces the social and regional inequalities in the state, and also enables social inclusion.

Created in 2003, Nossocrédito finances improvements in micro and small businesses, including informal entrepreneurs, enabling the purchase of equipment and machinery, renovations and expansions and working capital for customers who would have difficulty in accessing credit at the commercial institutions. Most of the funding is sought for self-employed, especially those in commerce, who have had a gross income of less than $ 240,000 in the previous year.

In 2010, there were 12 thousand contracts throughout the state, corresponding to R$ 52 million investment in the economy. With the program, which has units of service in all municipalities of Espírito Santo, more than 20 000 clients were assisted, totaling 77,000 jobs that were kept and generating more than 15 000 positions

In total, there were around 50 000 operations targeting micro and small entrepreneurs, which equates to more than $ 172 million in investments. The average credit per entrepreneur in 2010 was R$ 4,316.